Thank you faculty, President Roth, Anna Quindlen family, friends. And of course congratulations to the class of 2009. I am scared. We probably all have good reasons to be scared right now. When the nation was scared many decades ago, FDR said, “This is preeminently the time to speak the truth, the whole truth, frankly and boldly. Nor need we shrink from honestly facing conditions in our country today.” The truth is climate change is no longer merely a distant threat, it is happening now. The truth is Social Security and Medicare will likely be insolvent before 2020. We are…